@import url('/assets/fonts.css');
:root{--ink:#172b3a;--muted:#526573;--blue:#174bdd;--mist:#eef3f6;--line:#cbd5dc;--soft:#f6f8fa;--coral:#ef927d;--white:#fff;--serif:Georgia,'Times New Roman',serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:105px}body{margin:0;color:var(--ink);background:#fff;font-family:'DM Sans',sans-serif;font-size:16px;line-height:1.6}button,input,select{font:inherit}a{color:inherit;text-decoration-thickness:1px;text-underline-offset:4px}a:hover{color:var(--blue)}button,a,summary,select,input{touch-action:manipulation}button{cursor:pointer}button:disabled{cursor:default}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid var(--blue);outline-offset:5px}h1,h2,h3,p{margin-top:0}h1,h2,h3{line-height:1.12}h1,h2{font-family:var(--serif);font-weight:400;letter-spacing:-.045em}h1{font-size:clamp(45px,4.6vw,72px)}h2{font-size:clamp(34px,3.1vw,48px)}h3{font-size:23px;letter-spacing:-.025em}p{margin-bottom:1.15em}.wrap{width:min(1248px,calc(100% - 96px));margin:auto}.eyebrow{font-size:11px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;display:block}.muted,.small{color:var(--muted)}.small{font-size:13px}.mono{font-family:ui-monospace,SFMono-Regular,Consolas,monospace}.skip{position:fixed;top:-80px;left:15px;background:var(--ink);color:#fff;padding:12px;z-index:100}.skip:focus{top:10px}.topline{background:var(--ink);color:#dce6ed;font-size:11px}.topline .wrap{display:flex;justify-content:space-between;padding:7px 0}.masthead{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}.masthead-inner{display:flex;align-items:center;justify-content:space-between;min-height:88px;gap:24px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;line-height:1.06;white-space:nowrap}.brand-mark{width:36px;height:41px;border:1.6px solid var(--ink);border-radius:1px;display:grid;place-items:center;position:relative}.brand-mark:after{content:'';position:absolute;width:8px;height:8px;background:var(--coral);right:-4px;top:9px}.brand-mark svg{width:24px;height:24px}.brand-name{font-family:var(--serif);font-size:22px;letter-spacing:-.5px}.brand-name span{display:block;font-family:'DM Sans',sans-serif;font-size:10px;letter-spacing:.2em;font-weight:600;text-transform:uppercase;margin-top:6px}.nav{display:flex;align-items:center;gap:26px;font-size:13px;font-weight:500}.nav a{text-decoration:none}.nav .nav-cta{border:1px solid var(--ink);padding:10px 15px}.menu-toggle{display:none;background:none;border:0;padding:10px;font-size:14px}.hero{padding:52px 0 42px}.hero-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:24px}.edition{font-family:var(--serif);font-style:italic;font-size:15px;color:var(--muted)}.hero-grid{display:grid;grid-template-columns:1.45fr 1fr;gap:100px;align-items:end}.hero h1{margin-bottom:0;max-width:750px}.hero h1 em{font-weight:400;font-style:italic;box-shadow:inset 0 -8px 0 #f4c1b5}.hero p{font-size:17px;line-height:1.65;margin-bottom:12px;max-width:430px}.quiet-link{font-size:13px;font-weight:600;text-decoration:none;display:inline-flex;align-items:center;gap:12px}.quiet-link span{font-size:20px}.chapter-nav{display:grid;grid-template-columns:repeat(4,1fr);border-block:1px solid var(--ink);margin-bottom:42px}.chapter-nav a{padding:17px 22px;text-decoration:none;font-size:13px;border-right:1px solid var(--line)}.chapter-nav a:first-child{padding-left:0}.chapter-nav a:last-child{border:0}.chapter-nav b{font-size:11px;color:var(--blue);margin-right:14px}.chapter-nav a:hover{background:var(--soft)}.section{padding:62px 0}.section-head{display:flex;align-items:end;justify-content:space-between;gap:30px;margin-bottom:28px}.section-head h2{margin:8px 0 0}.section-head>p{max-width:360px;margin:0;color:var(--muted);font-size:14px}.directory-section{padding-top:0}.directory{border:1px solid var(--ink);display:grid;grid-template-columns:305px 1fr;background:var(--soft);box-shadow:7px 7px 0 #e7edf1}.debt-index{border-right:1px solid var(--line);background:#fff;padding:20px 0}.index-label{padding:0 24px 12px;color:var(--muted)}.debt-button{display:flex;align-items:center;justify-content:space-between;width:100%;border:0;background:transparent;text-align:left;padding:13px 24px;font-size:14px;color:var(--ink);border-left:3px solid transparent;line-height:1.4}.debt-button:hover{background:var(--mist)}.debt-button[aria-pressed=true]{background:var(--mist);border-left-color:var(--blue);color:var(--blue);font-weight:700}.debt-button span:last-child{font-size:18px}.mobile-debt{display:none}.debt-pane{padding:31px 38px;min-width:0}.status-label{display:inline-flex;align-items:center;gap:9px;font-size:11px;letter-spacing:.07em;text-transform:uppercase;font-weight:700}.status-label:before{content:'';width:7px;height:7px;background:var(--blue);border-radius:50%}.status-label.different_route:before{background:#a34b31;border-radius:0}.status-label.case_specific:before{background:#677b8f}.debt-pane h3{font-family:var(--serif);font-size:39px;font-weight:400;letter-spacing:-.035em;margin:17px 0}.debt-summary{font-size:17px;max-width:650px;line-height:1.7}.debt-notes{display:grid;grid-template-columns:1fr 1fr;gap:28px;border-top:1px solid var(--line);padding-top:24px;margin-top:24px}.debt-notes .eyebrow{margin-bottom:12px;color:var(--muted)}.debt-notes p{font-size:14px}.debt-notes a{font-size:13px;font-weight:600;color:var(--blue)}.context-line{margin-top:25px;padding-top:20px;border-top:1px solid var(--line);display:grid;grid-template-columns:1fr 1.25fr;align-items:center;gap:20px}.context-line label{font-size:12px;font-weight:600}.context-line select,select{border:1px solid #9baebd;border-radius:0;background:#fff;color:var(--ink);padding:11px;width:100%;font-size:13px}.situation{margin-top:16px;padding:15px 18px;border-left:2px solid var(--blue);background:#e6edf7;font-size:13px}.situation strong{display:block;margin-bottom:5px}.situation p{margin:0}.situation.urgent{background:#fceae5;border-left-color:#9d3d24}.source-note{font-size:11px;color:var(--muted);margin-top:18px;margin-bottom:0}.source-note a{margin-right:10px}.directory-bottom{display:flex;justify-content:space-between;gap:24px;margin-top:20px;font-size:12px;color:var(--muted)}.directory-bottom p{max-width:750px}.rule-section{border-top:1px solid var(--line)}.ledger{display:grid;grid-template-columns:360px 1fr;gap:75px}.ledger-intro p{color:var(--muted)}.ledger-rows{border-top:1px solid var(--ink)}.ledger-row{display:grid;grid-template-columns:44px 1fr 1.05fr;gap:20px;padding:28px 0;border-bottom:1px solid var(--line)}.ledger-number{font-family:var(--serif);font-size:26px;font-style:italic;color:var(--blue)}.ledger-row h3{font-size:18px;margin:0}.ledger-row p{font-size:14px;margin:0;color:var(--muted)}.minimum-note{background:var(--mist);padding:20px 24px;font-size:13px;margin-top:25px}.minimum-note strong{display:block;margin-bottom:5px}.affordability{background:var(--ink);color:white}.afford-grid{display:grid;grid-template-columns:1fr 1fr;gap:110px;align-items:center}.affordability .eyebrow{color:#aebfcb}.affordability h2{font-size:53px;margin:17px 0 23px}.affordability p{color:#ccd6de}.affordability .quiet-link{color:#fff}.budget-sheet{background:#fff;color:var(--ink);padding:32px 35px;transform:rotate(1.5deg);box-shadow:12px 12px 0 #36505f}.budget-sheet .eyebrow{color:var(--muted)}.budget-sheet h3{font-family:var(--serif);font-size:28px;font-weight:400;margin:8px 0 24px}.budget-line{display:flex;justify-content:space-between;border-bottom:1px solid var(--line);padding:13px 0;font-size:14px}.budget-line i{color:var(--muted);font-style:normal}.budget-line.total{border-top:2px solid var(--ink);border-bottom:0;margin-top:16px;font-weight:700}.budget-sheet p{font-size:12px;color:var(--muted);margin:20px 0 0}.guide-list{border-top:1px solid var(--ink)}.guide-row{display:grid;grid-template-columns:70px 1fr 230px 30px;gap:30px;align-items:center;padding:27px 0;border-bottom:1px solid var(--line);text-decoration:none}.guide-row .num{font-family:var(--serif);font-size:31px;color:#748694}.guide-row h3{font-size:26px;font-family:var(--serif);font-weight:400;margin:0;max-width:660px}.guide-row .guide-meta{font-size:12px;color:var(--muted)}.guide-row .arrow{font-size:26px;transition:transform .2s}.guide-row:hover .arrow{transform:translateX(6px)}.guide-row:hover{background:var(--soft)}.prepare-strip{background:#e8eef8;border-top:1px solid #d2dbe8;padding:40px 0}.prepare-strip .wrap{display:flex;align-items:center;justify-content:space-between;gap:35px}.prepare-strip h2{font-size:36px;margin:7px 0}.prepare-strip p{font-size:14px;margin:0}.button{display:inline-flex;align-items:center;justify-content:space-between;gap:30px;text-decoration:none;background:var(--blue);color:#fff;border:1px solid var(--blue);padding:14px 22px;font-size:14px;font-weight:500;line-height:1.4}.button:hover{background:#123bb0;color:#fff}.button.secondary{background:#fff;color:var(--ink);border-color:var(--line)}.button.secondary:hover{border-color:var(--ink)}.referral{padding:55px 0}.referral-inner{display:grid;grid-template-columns:1fr 1.2fr;gap:75px;border-block:1px solid var(--line);padding:34px 0}.referral h2{font-size:31px;margin:8px 0}.referral p{font-size:14px;max-width:590px}.referral .disclosure{font-size:11px;color:var(--muted);margin:14px 0 0}.footer{background:var(--soft);border-top:1px solid var(--line);padding:38px 0 28px}.footer-top{display:flex;justify-content:space-between;gap:30px;align-items:center}.footer-nav{display:flex;gap:25px;flex-wrap:wrap;font-size:12px}.footer-bottom{display:flex;justify-content:space-between;gap:80px;border-top:1px solid var(--line);padding-top:22px;margin-top:30px;font-size:11px;color:var(--muted)}.footer-bottom p:first-child{max-width:700px}.page-intro{padding:52px 0 40px}.page-intro h1{max-width:1000px;font-size:clamp(40px,4vw,62px);margin:20px 0}.page-intro p{max-width:760px;font-size:18px;color:var(--muted)}.crumb{font-size:12px;display:flex;gap:10px;align-items:center;margin-bottom:23px}.reading-layout{display:grid;grid-template-columns:240px minmax(0,760px);gap:90px;padding-bottom:70px}.contents{position:sticky;top:117px;align-self:start}.contents a{display:block;font-size:12px;text-decoration:none;padding:10px 0;border-bottom:1px solid var(--line)}.contents .eyebrow{margin-bottom:10px}.prose{font-size:16px;line-height:1.8;min-width:0}.prose h2{font-size:35px;margin:44px 0 20px}.prose h3{font-size:21px;margin:27px 0 15px}.prose li{margin-bottom:11px}.prose a{color:var(--blue)}.prose .answer{background:var(--mist);padding:26px 30px;border-left:3px solid var(--blue);font-size:18px;line-height:1.65}.prose .answer .eyebrow{font-size:10px;color:var(--blue);margin-bottom:12px}.prose .answer p{margin:0}.prose .source-note{line-height:1.7;font-size:11px}.article-meta{display:flex;gap:24px;font-size:12px;margin-top:25px;color:var(--muted)}details{border-bottom:1px solid var(--line)}summary{cursor:pointer;padding:20px 35px 20px 0;font-size:16px;font-weight:600;position:relative;list-style:none}summary::-webkit-details-marker{display:none}summary:after{content:'+';position:absolute;right:5px;font-size:23px;top:12px;font-weight:400}details[open]>summary:after{content:'−'}details>p{font-size:14px;color:var(--muted);padding-right:25px}.source-library{padding:0;list-style:none}.source-library li{border-bottom:1px solid var(--line);padding:20px 0;margin:0;scroll-margin-top:110px}.source-library small{display:block;color:var(--muted);font-size:12px;margin-top:5px}.reference-table{border-top:1px solid var(--ink);margin-bottom:65px}.reference-record{display:grid;grid-template-columns:250px 1fr 1fr;gap:35px;padding:28px 0;border-bottom:1px solid var(--line);scroll-margin-top:110px}.reference-record h2{font-size:28px;margin:12px 0}.reference-record p{font-size:14px}.reference-record .eyebrow{margin-bottom:9px}.reference-record a{color:var(--blue)}.reference-labels{display:grid;grid-template-columns:250px 1fr 1fr;gap:35px;padding:14px 0;font-size:10px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;border-bottom:1px solid var(--line)}.check-layout{display:grid;grid-template-columns:minmax(0,760px) 300px;gap:65px;padding-bottom:70px}.check-group{margin-bottom:28px}.check-group h2{font-size:29px;margin:0 0 15px}.check-item{display:flex;gap:15px;padding:18px 0;border-top:1px solid var(--line);cursor:pointer}.check-item input{width:19px;height:19px;flex:0 0 auto;margin:5px 0 0;accent-color:var(--blue)}.check-item span{font-size:14px}.check-item strong{display:block;font-size:16px;margin-bottom:5px}.check-item:has(input:checked) strong{color:var(--muted);text-decoration:line-through;text-decoration-color:#9bafbc}.check-sidebar{position:sticky;top:118px;align-self:start;background:var(--mist);padding:26px}.check-count{font-family:var(--serif);font-size:48px;line-height:1.3}.check-sidebar progress{width:100%;height:5px;accent-color:var(--blue);margin-bottom:20px}.check-sidebar button{width:100%;margin-top:12px}.check-sidebar p{font-size:12px;color:var(--muted)}.check-sidebar h3{font-size:19px;margin:16px 0}.download-status{min-height:20px;margin:10px 0 0}.no-js{padding:15px;background:#eef3f6}.notice{padding:18px 23px;border-left:3px solid #b55a42;background:#fbece8;font-size:14px;margin-bottom:28px}.notice p{margin:0}.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}[hidden]{display:none!important}.empty-state{padding:90px 0 130px}.empty-state p{font-size:18px}.article-related{margin-top:40px;border-top:1px solid var(--line);padding-top:25px}.article-related a{display:block;margin:12px 0;font-size:14px}.js-only{display:none}.js .js-only{display:block}
@media(min-width:1600px){.wrap{width:min(1320px,calc(100% - 120px))}.hero-grid{gap:140px}}
@media(max-width:1050px){.wrap{width:calc(100% - 60px)}.nav{gap:17px;font-size:12px}.brand-name{font-size:20px}.hero-grid{gap:40px}.hero h1{font-size:58px}.directory{grid-template-columns:255px 1fr}.debt-pane{padding:27px}.debt-button{padding:12px 18px}.ledger{grid-template-columns:290px 1fr;gap:40px}.ledger-row{grid-template-columns:30px 1fr;gap:13px}.ledger-row p{grid-column:2}.afford-grid{gap:50px}.reading-layout{gap:45px;grid-template-columns:200px 1fr}.check-layout{grid-template-columns:1fr 270px;gap:35px}.guide-row{grid-template-columns:50px 1fr 150px 25px;gap:20px}.reference-record,.reference-labels{grid-template-columns:210px 1fr 1fr;gap:22px}}
@media(max-width:760px){html{scroll-padding-top:88px}.wrap{width:calc(100% - 40px)}.topline .wrap{font-size:9px}.topline .wrap span:last-child{display:none}.masthead-inner{min-height:75px}.brand-mark{width:30px;height:35px}.brand-name{font-size:19px}.brand-name span{font-size:9px}.menu-toggle{display:block}.nav{display:none;position:absolute;top:75px;left:0;right:0;background:#fff;border-bottom:1px solid var(--ink);padding:20px;box-shadow:0 10px 15px #172b3a12}.nav.open{display:grid;grid-template-columns:1fr 1fr;gap:20px}.nav a{padding:8px 0}.nav .nav-cta{padding:9px}.hero{padding:31px 0 30px}.hero-top{margin-bottom:20px}.edition{display:none}.hero-grid{grid-template-columns:1fr;gap:21px}.hero h1{font-size:49px;line-height:1.05;letter-spacing:-.05em}.hero p{font-size:15px;max-width:none;margin-bottom:10px}.hero h1 em{box-shadow:inset 0 -6px 0 #f4c1b5}.chapter-nav{grid-template-columns:1fr 1fr;margin-bottom:30px}.chapter-nav a{font-size:12px;padding:12px 0}.chapter-nav a:nth-child(2){padding-left:15px;border-right:0}.chapter-nav a:nth-child(3){border-top:1px solid var(--line)}.chapter-nav a:nth-child(4){border-top:1px solid var(--line);padding-left:15px}.chapter-nav b{margin-right:8px}.section{padding:40px 0}.directory-section{padding-top:0}.section-head{display:block;margin-bottom:21px}.section-head h2{font-size:35px}.section-head>p{margin-top:13px;max-width:none;font-size:13px}.directory{display:block;box-shadow:4px 4px 0 #e7edf1}.js .debt-index{display:none}.debt-index{padding:13px 0;border-right:0}.mobile-debt{padding:20px;border-bottom:1px solid var(--line);background:#fff}.js .mobile-debt{display:block}.mobile-debt label{display:block;font-size:11px;font-weight:600;margin-bottom:8px}.debt-pane{padding:24px 21px}.debt-pane h3{font-size:32px;line-height:1.16}.debt-summary{font-size:15px}.debt-notes{grid-template-columns:1fr;gap:17px;margin-top:20px;padding-top:20px}.debt-notes p{margin-bottom:10px}.context-line{grid-template-columns:1fr;gap:9px;margin-top:20px}.directory-bottom{display:block;margin-top:17px;font-size:11px}.directory-bottom .quiet-link{font-size:12px}.ledger{grid-template-columns:1fr;gap:20px}.ledger-intro h2{max-width:350px}.ledger-rows{margin-top:5px}.ledger-row{padding:20px 0}.afford-grid{grid-template-columns:1fr;gap:35px}.affordability h2{font-size:39px}.affordability p{font-size:15px}.budget-sheet{transform:rotate(.7deg);padding:23px;box-shadow:6px 6px 0 #36505f;margin:0 4px 12px 0}.budget-sheet h3{font-size:25px}.budget-line{font-size:13px}.guide-row{grid-template-columns:32px 1fr 22px;gap:13px;padding:21px 0}.guide-row h3{font-size:23px}.guide-row .num{font-size:24px;align-self:start}.guide-row .guide-meta{grid-column:2;grid-row:2;font-size:11px}.guide-row .arrow{grid-column:3;grid-row:1;font-size:22px}.prepare-strip{padding:32px 0}.prepare-strip .wrap{display:block}.prepare-strip h2{font-size:31px}.prepare-strip .button{margin-top:22px}.referral{padding:30px 0}.referral-inner{grid-template-columns:1fr;gap:20px;padding:25px 0}.referral h2{font-size:29px}.footer-top{display:block}.footer-nav{margin-top:28px;gap:16px 20px;font-size:11px}.footer-bottom{display:block;font-size:10px;margin-top:24px}.page-intro{padding:31px 0}.page-intro h1{font-size:40px;line-height:1.1;margin:18px 0}.page-intro p{font-size:16px}.article-meta{flex-direction:column;gap:5px;font-size:11px}.reading-layout{grid-template-columns:1fr;gap:28px;padding-bottom:40px}.contents{position:static;border-block:1px solid var(--line);padding:16px 0}.contents a{font-size:12px}.contents a:last-child{border:0}.prose{font-size:15px}.prose h2{font-size:31px;margin-top:33px}.prose .answer{font-size:16px;padding:22px}.reference-labels{display:none}.reference-record{grid-template-columns:1fr;gap:10px;padding:25px 0}.reference-record h2{font-size:29px}.reference-record>div:first-child p{margin-bottom:10px}.check-layout{grid-template-columns:1fr;gap:22px}.check-sidebar{position:static;grid-row:1;padding:22px}.check-sidebar .check-count{font-size:36px}.check-sidebar progress{margin-bottom:0}.check-sidebar h3{margin-top:10px}.check-sidebar button{width:auto;font-size:12px;padding:11px 14px;margin-right:6px}.check-sidebar .small{margin-bottom:7px}.check-item span{font-size:13px}.check-item strong{font-size:15px}.check-group h2{font-size:28px}.source-library a{overflow-wrap:anywhere}.notice{font-size:13px;padding:16px}.eyebrow{font-size:10px}.empty-state{padding:60px 0}.button{font-size:13px;gap:20px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
@media print{.masthead,.topline,.footer,.referral,.prepare-strip,.contents,.check-sidebar button,.nav,.skip,.crumb{display:none!important}.wrap{width:100%}.page-intro{padding:0 0 20px}.page-intro h1{font-size:30pt}.check-layout,.reading-layout{display:block}.check-sidebar{position:static;background:none;padding:0}.check-sidebar progress{display:none}.check-group{break-inside:avoid}.check-item{padding:9px 0}.check-item span{font-size:10pt}.check-item strong{font-size:11pt}.prose{font-size:11pt}.prose h2{font-size:22pt}.source-note{font-size:8pt}a{color:#000!important}.article-meta{margin-top:10px}.section{padding:20px 0}}

.js .context-line{display:grid}#court-priority:not([hidden]){margin-top:0;margin-bottom:24px}

#court-priority{scroll-margin-top:115px}@media(max-width:760px){.hero h1{font-size:42px;letter-spacing:-.055em}.hero h1 em{white-space:nowrap}.hero{padding-bottom:27px}#court-priority{scroll-margin-top:95px}}@media(max-width:360px){.hero h1{font-size:37px}}

.mobile-contents{display:none}@media(max-width:760px){.desktop-contents{display:none}.mobile-contents{display:block;border:0}.article-contents{padding:0}.mobile-contents summary{font-size:13px;padding:15px 25px 15px 0}.mobile-contents summary:after{top:8px}.mobile-contents a:last-child{margin-bottom:10px}.menu-toggle{min-height:44px}select,.context-line select{font-size:16px}}

@media(min-width:761px) and (max-width:960px){.hero-grid{grid-template-columns:1fr;gap:24px}.hero h1{font-size:54px}.hero p{max-width:620px}.hero-top{margin-bottom:20px}}